Frozen funds triage

Pick your processor, paste the notice you received, and get your situation, next steps and document checklist. Free, and it runs entirely in your browser: nothing you paste is sent anywhere.

Which processor sent it?

Remove account numbers and personal details if you like. Tip: words like "reserve", "verify", "not able to support" or "chargeback rate" help the match.

Did they ask you for documents or information?
Can you still accept new payments?

How it works: simple keyword rules written from each processor's published terms (no AI, no server). In our test on 33 real public complaints about frozen funds, it matched our hand label 30 times out of 33 (91%). The rules were adjusted on that same set, so expect lower accuracy on new notices. It's a starting point, not a diagnosis.

Information only, not legal or financial advice. We can't get your funds released.